Five Easy Tips For A Money Makeover

Woman gripping large stack of paper money

Now that we’ve spent every last penny showering all our loved ones with gifts,  many of us are staring at the New Year with a giant pit in our stomachs wondering how to make the most of whatever money we’ve got left. But with a new year, comes a new beginning, so we gathered up some killer money-saving strategies that’ll help you manifest great new wealth in this new year. Here are few simple tweaks you can make to your monthly budgeting strategies that’ll help you quickly replenish that piggy bank.

ROBIN HOOD TRADING APP

Woman using stock market app to buy and sell stocks

Ever thought about building passive income through the stock market?  Now an exciting new app known as the Robin Hood is demystifying investing in the stock market.  The App allows you to invest, commission free, by buying and selling stocks online. There’s no minimum balance, so you can start investing at any level. The intuitive user-friendly approach also makes it very easy to use for first-time investors

SLING TV: DESIGN YOUR OWN CABLE BILL

Woman watching television on tablet

Now you can choose channels you watch and pay for only those with the new a la carte way of watching TV brought to you by Sling. This system can significantly lower your monthly cable bill by giving you the power to only purchase what you actually need. Ditch all those extra channels and get quality over quantity and for less by design your very own viewing experience.

YOU NEED A BUDGET

Woman managing finances on her phone

The only way to guarantee your pile of riches keeps growing is to regularly add to it. Yes, we’re talking savings. Many people break out into cold sweats at the sheer mention of a savings account simply because nobody ever taught them how to manage their money properly. If you happen to be one of those people fear not because a new budgeting app will do all the grunt work for you. YNAB is an incredibly detailed but easy-to-use budgeting app. The software operates by four simple rules: 1) Give every dollar a job, 2) Save for a rainy day, 3) Roll with the punches, and 4) Live on last month’s income.  Download YNAB, answer a few questions and watch as your wealth accumulates.

BECOME A COUPON CONNOISSEUR

Photo of hand holding phone looking at retail me not app

The new year is all about resolutions, and this year pledging to be penny pincher has never been more glamorous.  Retail Me Not is your one-stop shopping app for all your coupon collectibles. Download the app and start stocking up on coupons and deals from J Crew, Victoria’s Secret, Starbucks, Target, Sephora, Bed Bath & Beyond, Forever 21, Bloomingdale’s, and hundreds more!

WATCH MORE TV

Hand holding phone watching television

That’s right, you read that correctly: Watch more TV!  For all of you less motivated folks there are some nice lazy ways to save a buck or two this year. An ingenious app known as Viggle lets users “check in” to whatever show they’re watching and earn points to be redeemed for rewards from Starbucks, Barnes & Noble, and other great brands. Saving money has never been more entertaining.